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Archivo de Abril de 2013

Bitcoin, la moneda del futuro que se afianza en internet

Martes, 16 de Abril de 2013

Bitcoin, la moneda del futuro está basada en la criptología y que no está controlada por ningún gobierno. Ahora, empieza a ser conocida y cada vez más usada. Sus ventajas principales se centran en su alta seguridad, su rapidez, su bajo o nulo coste de transferencia, la posibilidad del anonimato y la total independencia de intermediarios bancarios.

El Bitcoin es una moneda electrónica que no depende de ningún emisor centralizado (Gobierno u organización). En los últimos meses, su uso y valor se está generalizando en todo el mundo y ya hay países donde se puede comprar en todo tipo de establecimientos comerciales con Bitcoins. Este tipo de moneda electrónica funciona a través de protocolo P2P, por lo que su funcionamiento está sustentado por los propios usuarios.

El Bitcoin se basa en un código  encriptado y  su funcionamiento y seguridad se basa en la criptografía y las claves públicas y privadas. De hecho, un Bitcoin es una clave criptográfica infalsificable y mucho más segura que una tarjeta de crédito o el sistema de  depósitos de un banco. Esta nueva forma de moneda electrónica o Bitcoin es la forma más costo-efectiva de intercambiar valor. Estamos ante dinero en efectivo móvil para cualquier ciudadano del mundo, por tanto es un bien valor que no tiene fronteras.

 En palabras de Félix Moreno de la Cova “bitcoin es imposible de falsificar, está matematicamente probado y criptológicamante asegurado. Es más, en los foros sobre bitcoin no se tiene duda, bitcoin le hará a los grandes bancos lo que el e-mail le ha hecho al Servicio Postal, y lo que bittorrent le ha hecho al copyright. Además, Bitcoin le hará a los ejecutivos bancarios lo que Internet le ha hecho a los agentes de viajes. Y lo más relevante es que cualquier persona en cualquier país, podrá enviar y recibir bitcoins sin tener que pedir autorización, abrir una cuenta, ni firmar papeles”, asegura.

En cuanto a cómo funciona conviene señalar que se puede transferir de un sitio a otro de forma instantánea y fácil, sin restricciones. No tiene gastos de transferencia obligados, ni por importe ni por concepto. Tampoco se regulan las transferencias por ningún ente centralizado y no hay problemas de cambio a la hora de comprar o vender en terceros países y, además, no se necesita la intermediación de ningún banco ni ente financiero ni tampoco se llega a conocer al propietario de un Bitcoin a no ser que éste lo quiera hacer público, ya que cada Bitcoin está adscrito a un  propietario  con su propia clave de criptografía, por lo que no se sabe quién es.

El sistema está pensado para evitar que un mismo bitcoin sea gastado más de una vez por la misma persona (en otras palabras, para evitar la falsificación). Esto se logra por medio de pruebas de trabajo encadenadas que se muestran  como confirmaciones, las cuales se muestran en la pantalla cuando usamos el software de Bitcoin A mayor número de confirmaciones, más remota será la posibilidad de ser víctima de un doble gasto. Cuando supera las cinco confirmaciones por parte de la red, una transacción es considerada técnicamente irreversible.

En palabras de Félix Moreno de la Cova “sólo habrá un máximo de 21 millón de Bitcoins, por lo que éstos, una vez se normalice su uso, no perderán nunca su valor, siempre valdrán más y no habrá pérdida de valor adquisitivo. Los bitcoins se pueden almacenar por nosotros mismos en cualquier soporte (Pc, Móvil, Tablet, Servidor online), ya que no se necesita de terceros”.

Actualmente, tiendas online como,, o  ya aceptan Bitcoins al  realizar compras en ellas; también empresas de servicios como Marketing por Dominios, que ofrece servicios de marketing online para empresas a través de su página web, acepta bitcoins en los pagos.

Jaime Ferrer de Miquel

Más información en:

Olepoints y La Unión de Comercio de La Rápita reciben el premio a la iniciativa comercial de la Generalitat de Catalunya

Jueves, 11 de Abril de 2013

La plataforma tecnológica Olepoints es la única que actualmente unifica todo un sistema de promoción y fidelización por puntos e incluye el pago por móvil, a través de un fácil y rápido monedero electrónico. Este sistema innovador de fidelización por puntos ha permitido a Olepoints conseguir este magnífico galardón a la mejor iniciativa comercial, otorgado por la Generalitat de Catalunya.

En Septiembre de 2012 el Ayuntamiento de Sant Carles de La Ràpita en la provincia de Tarragona, y su asociación de comerciantes apostaron por esta herramienta:, como nueva plataforma para dinamizar y fidelizar al cliente del comercio tradicional. El resultado no se hizo esperar, apenas dos meses después, tanto comerciantes como clientes empezaron a notar todas las ventajas que ofrecía este nuevo sistema de fidelización por puntos.

Este nuevo sistema no necesita de tarjetas físicas, así los puntos van directamente al móvil del cliente, sin importar su tipo o modelo. Además, realiza una fácil conversión de puntos, ya que 1 Olepoint es 1 euro de por vida y nunca caduca. Tampoco se está sujeto a ningún tipo de catálogo o canje de puntos, ya que los puntos son dinero que el cliente puede gastar en cualquier momento a través de un fácil monedero electrónico. En definitiva, los Olepoints son libres, el cliente acumula puntos en sus compras que se puede gastar cuando y donde él quiera.

Con este sistema tan innovador, los comercios comenzaron a percibir el grado de satisfacción del cliente y a comprobar cómo la gente acudía a solicitar, de nuevo, sus Olepoints. Así, en menos de dos meses, los Olepoints lograron expandirse por toda la población Rapitenca, poniendo de manifiesto que el cliente final expresaba su plena satisfacción, a la vez que, simultáneamente, el comercio podía medir y presupuestar su política de fidelización y promoción de una forma más fácil, rápida y sencilla. Y si, además, a estas enormes ventajas le sumamos que el coste de la plataforma es mínimo, ya que se paga por uso, convierte a Olepoints en el sistema ideal para cualquier tipo de negocio o comercio que lo quiera implantar, independientemente de su tipo o dimensión.

Por todos estos motivos “La Unió de Comerç Rapitenc” ha recibido esta semana el premio y reconocimiento a La Mejor Iniciativa Comercial de toda Cataluña. Premio que recogió su presidente Jordi Porta y que después compartió con todo el resto del Equipo en una agradable noche y con la compañía de numerosas personalidades políticas y del mundo empresarial-comercial Catalán. Así, en palabras de Jordi Zaragoza, cofundador, junto a David Espí, de la plataforma Olepoints “este reconocimiento nos consolida como una plataforma seria y fiable para seguir cerrando acuerdos con otras asociaciones y firmas comerciales“. Dado este éxito inicial, esta interesante e innovadora iniciativa se expandirá rápidamente durante los próximos meses, ya que como el mismo David Espí manifestó “con Olepoints hemos conseguido asentar las bases innovadoras en la utilización de puntos y pretendemos que sea el estándar del futuro en la promoción, fidelización y pago por puntos”.

Actualmente, la Plataforma Olepoints está cerrando acuerdos de integración para poder implementar el sistema en cualquier tipo de solución; TPV’s, Programas de gestión y facturación, CRM, e-commerce, portales, incluso con otros sistemas de pago y fidelización. Además, su política de expansión es imparable, con la idea de dar cobertura, a través de su canal de distribuidores, a todo el país antes de que finalice el presente año y, paralelamente, lanzarán la plataforma en otros países de la UE, en los que ya han recibido varias propuestas, algunas ya en proceso de negociación.

Más info
David Espí
Co-founder & CIO
El Equipo de Olepoints
T. 902 530 016

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